Brief History of Private Flood Insurance

JULY 2012  Flood insurance is a hot topic at the moment, the product is in flux. When the  Biggert-Waters Act was signed into law  in 2012, it was met with criticism and concern. This law set to remedy the long standing subsidized flood insurance rates that had subsequently bankrupted FEMA to the tune of 20 BILLION dollars. However, home owners cried foul and pleaded for … Continue reading Brief History of Private Flood Insurance

The Lord has Spoken: Giving Away Millions of Dollars

WEEK 13:  Earlier this week I spoke with Rick Lord, Chief of Mitigation Programs & Agency Preservation Officer for the New York State Office of Emergency Management. I had contacted him in hopes of securing some of the $230 million dollars FEMA had given to the state of New York for flood mitigation. Lord is the head of the program in charge of distributing the money statewide. … Continue reading The Lord has Spoken: Giving Away Millions of Dollars

Flood Savvy

House Elevation Step One: Chimney Removal

Today marks the official start of our “operation house lift” project. It has been almost a YEAR in the making with many details, reports, surveys, blueprints, and bids to sort through. The planning phase has been very involved and tedious. Our house has endured several flood events. Opting to elevate the hosue was not our first  line of defense, but it will be the last. … Continue reading House Elevation Step One: Chimney Removal