Tag Archives: flash flood

18 Inches of Rain Brings Pain to Boulder, Colorado

At long last the rain has let up and the storm has passed, yet many will feel the ramifications of the recent flooding in Boulder, Colorado for months to come. Numerous homes endured total destruction while others suffered comparatively minor damage with flooding restricted to their basement. Unfortunately for those without flood insurance, they will have to rebuild on their own. Flooding is about as appealing as a kick to the head.

Should those who were impacted by this freak of nature storm run out to purchase flood insurance? No. It takes 30 days for a new flood insurance policy to take effect. But what about moving forward, should those homes impacted by floodwater purchase flood insurance? YES. Depending on the flood risk for your home, the rates can be very inexpensive.

FLOOD INSURANCE: THE LEAST YOU NEED TO KNOW

1. It takes 30 days to take effect

2. Building Coverage (house and mechanicals) and Content Coverage (your stuff) MUST be purchased separately

3. Flood Insurance offers limited coverage for basements

1500 HOMES DESTROYED IN BOULDER FLOOD: “Some 1,500 homes have been destroyed and about 17,500 have been damaged, according to an initial estimate released by the Colorado Office of Emergency Management.” HUGE numbers of homes have been impacted.

120,000 HOMES DAMAGED: “According to FEMA’s National Flood Insurance Program, 4,550 Boulder County homeowners are covered by flood insurance. That figure is well above the national per-capita average, but U.S. Census data suggests it still leaves many of the roughly 120,000 county households soaked and damaged, with dim prospects for total financial recovery.” www.dailycamera.com/news/boulder-flood/ci_24083820/flood-damage-leaves-boulder-area-residents-scrambling

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Hang in there, Boulder!

Surviving a 500 Year Flood

PHOTOS: The photos above show the destructive power of the flooding that has occurred in Colorado this past week, but more importantly, they illustrate the power to overcome adversity. Helping one another by pulling together, friends, neighbors and strangers alike.

An Outlet Of The Mind

Living in Colorado you pray for rain, but not this much rain. I want to write a longer post about my experience of being trapped in my neighborhood, but my brain is ready to process everything. So for now here are a few pictures. IMG_1277Flood 2013IMG_1285IMG_1301IMG_1302DSC_2565IMG_1266DSC_2579DSC_2578DSC_2569DSC_2622DSC_2711

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In three words I can sum up everything I’ve learned about life:

“In three words I can sum up everything I’ve learned about life: it goes on.” Robert Frost

In the days after a flood event, it can be very overwhelming. Take a deep breath and a shot of courage, then put your big boy/girl pants on, chuck aside the useless self-pity and get to work. Be patient, work diligently, help your neighbors and look for the rainbow.

PERKS TO FLOODING: For me, after every flood event we’ve lived through, there were always a few unexpected perks. My basement was finally cleaned out of all the junk I had been collecting. The floors that had been nicked up from my boys crashing matchbox cars across them were replaced with new ones. The neighborhood came together in a shared moment of adversity to work together and help one another. You get the picture.

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