floodsavvy.com

Flood Insurance: Government (NFIP) vs Private

Typically a person gets flood insurance to cover some costs of flood induced damage to your home and other personal items.There are two types of flood insurance, government flood insurance and private flood insurance. For the most part, flood insurance is insured by the National Flood Insurance Program (NFIP) and is managed by FEMA, but some people go a different path and get private flood … Continue reading Flood Insurance: Government (NFIP) vs Private

Brief History of Private Flood Insurance

JULY 2012  Flood insurance is a hot topic at the moment, the product is in flux. When the  Biggert-Waters Act was signed into law  in 2012, it was met with criticism and concern. This law set to remedy the long standing subsidized flood insurance rates that had subsequently bankrupted FEMA to the tune of 20 BILLION dollars. However, home owners cried foul and pleaded for … Continue reading Brief History of Private Flood Insurance

FloodSavvy.com

Insurance Costs Remain High post House Elevation

OUR HOUSE IS “SPECIAL”: We live in a flood zone that has been deemed “special” by FEMA, and not in a good way. It’s rated in the highest category of flood insurance, beat out only by those who have ocean front views. The guilty party in our instance is not the Atlantic Ocean, but a gentle brook whose size is disarmingly small. Yet, it provides, … Continue reading Insurance Costs Remain High post House Elevation

18 Inches of Rain Brings Pain to Boulder, Colorado

At long last the rain has let up and the storm has passed, yet many will feel the ramifications of the recent flooding in Boulder, Colorado for months to come. Numerous homes endured total destruction while others suffered comparatively minor damage with flooding restricted to their basement. Unfortunately for those without flood insurance, they will have to rebuild on their own. Flooding is about as … Continue reading 18 Inches of Rain Brings Pain to Boulder, Colorado

Sophisticated flood maps difficult to decipher (Houston Chronicle)

Originally posted on HARtbeat:
Photo Credit: James Nielsen/Houston Chronicle By: Kiah Collier, Houston Chronicle Earlier this summer, before Jack Boze lost a buyer for his Kemah home to a surprisingly high flood insurance quote, he got online to see whether the odds that his waterfront property would flood had increased. Click here to continue reading this story. Continue reading Sophisticated flood maps difficult to decipher (Houston Chronicle)

FEMA Maps: House Elevation Along the Long Island Sound

Along with the east coast states of New Jersey and New York, Connecticut communities are actively elevating their flood prone homes. Many of the properties procuring this flood prevention tactic sit right on the coast line of the Long Island Sound. Beautiful front row views of the water, right up until the weather goes haywire and the Sound ends up sloshing around in their living … Continue reading FEMA Maps: House Elevation Along the Long Island Sound