floodsavvy.com

Flood Insurance: Government (NFIP) vs Private

Typically a person gets flood insurance to cover some costs of flood induced damage to your home and other personal items.There are two types of flood insurance, government flood insurance and private flood insurance. For the most part, flood insurance is insured by the National Flood Insurance Program (NFIP) and is managed by FEMA, but some people go a different path and get private flood … Continue reading Flood Insurance: Government (NFIP) vs Private

FloodSavvy.com

Insurance Costs Remain High post House Elevation

OUR HOUSE IS “SPECIAL”: We live in a flood zone that has been deemed “special” by FEMA, and not in a good way. It’s rated in the highest category of flood insurance, beat out only by those who have ocean front views. The guilty party in our instance is not the Atlantic Ocean, but a gentle brook whose size is disarmingly small. Yet, it provides, … Continue reading Insurance Costs Remain High post House Elevation